How to decide on the right #LifeInsurance plan for your family? Welcome to part 2 of the 6-video course called The Complete Guide to Buying Insurance. To browse through Term life insurance plans on PolicyBazaar, please click – https://bit.ly/3eHkZrk To browse through health insurance plans on PolicyBazaar, please click https://bit.ly/3dgKQmH To view the notes for this video, please visit https://bit.ly/3knAlSX In Part 1, we covered the basics of insurance – https://youtu.be/kiw-Y11ANWg Today, we will cover everything there is to know about planning and buying Life Insurance. It’s an investment, that protects our family financially, if God forbid something happens to us. Hence, it becomes one of the most important financial decisions that we make. In this video, we will discuss how life insurance works and what are the different benefit plans associated with it. We will also talk about the different factors to consider when selecting life insurance plans while I walk you through each of these steps on PolicyBazaar.com If you have any questions, I’d be happy to answer them in the comments section below! The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. #personalfinance #warikoo Click here to subscribe to my YouTube channel: http://shorturl.at/bizNX —————————————————————————————————- Subscribe to my free, weekly newsletter: https://ankurwarikoo.com/newsletter —————————————————————————————————— Like, Share, Subscribe for more! Follow me on my other social media handles for all updates, events and live sessions- Instagram: https://www.instagram.com/ankurwarikoo/ Facebook: https://www.facebook.com/awarikoo/ LinkedIn: https://www.linkedin.com/in/warikoo/ Twitter: https://twitter.com/warikoo —————————————————————————————————————— Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker. For the past 4 years, Warikoo has been actively sharing content on YouTube, LinkedIn, Instagram, Facebook and Twitter amassing a following of 1.8Mn+ people. He posts 3 Hindi and English videos every week on his YouTube channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure. Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019. Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15. An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups. Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list. अंकुर वारिकू एक उद्यमी, एक एंजेल निवेशक, एक संरक्षक और एक सक्रिय सार्वजनिक वक्ता है। पिछले 4 वर्षों से, वारिकू यूट्यूब पर सक्रिय रूप से सामग्री शेयर कर रहे है, लिंक्डइन, इंस्टाग्राम, फेसबुक और ट्विटर पर 1.8 मिलियन से भी अधिक’ लोग उन्हें फॉलो करते हैं. वे हर हफ्ते अपने यूट्यूब चैनल पर 3 हिंदी और अंग्रेजी वीडियो पोस्ट करते हैं, जहाँ वे उद्यमिता, जीवन में विकास कैसे हो, और व्यक्तिगत वित्त और विफलताओं के बारे में बात करते हैं। वारिकू ने 2008 में अपनी उद्यमशीलता की यात्रा शुरू की थी। उनका सबसे हालिया स्टार्टअप nearbuy.com हैं जिसमें वे 2015 से 2019 तक संस्थापक और सीईओ थे। इससे पहले, अंकुर ने 2011 में Groupon का भारत व्यवसाय शुरू किया और 2011-15 से देश के सीईओ के रूप में कार्य किया और 2013-15 से Groupon APAC के प्रमुख थे। इंडियन स्कूल ऑफ बिजनेस के पूर्व छात्र, अंकुर एक सक्रिय एंजेल निवेशक और कई स्टार्टअप्स के मेंटर हैं। अंकुर फॉर्च्यून मैगज़ीन के 40 अंडर 40 की सूची में भारत के लिए, लिंक्डइन इंडिया की पावरप्रोफाइल सूची, लिंक्डइन इंडिया की स्पॉटलाइट सूची और भारत के 40 शीर्ष कार्यकारी अधिकारियों सूची का भी हिस्सा रह चुके हैं।
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The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
To browse through Term life insurance plans on PolicyBazaar, please click – https://bit.ly/3wJiY20
To browse through health insurance plans on PolicyBazaar, please click https://bit.ly/3dgKQmH
To view the notes for this video, please visit https://bit.ly/3knAlSX
Additions to the video:
1.
The ASR (amount settlement ratio) is a bigger source of truth than CSR (Claim Settlement Ratio)
The amount settlement ratio (ASR) tells you what per cent of claims it accepts. If the company accepts 990 low amount claims and rejects ten large amount claims, the insurer will get a ratio of 99%.
That is why it is better to look at the amount settlement ratio. The ASR shows what amounts were paid as a per cent of claims.
2.
Source of truth of the claim settlement ratio and amount settlement ratio should be IRDA annual report.
Figures displayed by individual aggregators could show different numbers and thus should be verified from the IRDA.
Thanks to Gaurav Dadlani for pointing this out 🙂
Term insurance me ITR ki jarurat pad rahi aur sab k pas ITR NHI HOTA
Hlw sir i am a employee of central armed froce
It comes in paramilitary forces I need a insurance but I am confused about it pls guide me for buy a good insurance plan pls 🙏sir reply me
@ayan kumar hi Ayan I’m ajay working in insurance department well there are only 2 companies who can give you insurance when you are working in defence
@Ahmad Mirza no now there is no need for itr when your income is more then 2 lakh or education nor then 10th class
What are your views on LIC of India
I am so used to watching his videos at 1.5 that i forgot how he speaks normally😆
thank you sir for all your guidance and knowledge, request you to please make detailed video on ULIP
Thank you very much Sir ♥
LIC has more claim ratio than policybazar. Can i go with LIC?
Can you do one video on Umang LIC
@ankur
Thank you for this!!! An absolutely useful video, I purchased my Term insurance after watching this.
Aaj kal to har family member naukri kar raha hai, to life insurance ka koi matlab nahi banta
👆
Thank you for watching♥️
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Policy bazaar is Faurd don’t buy from it
Got ques. ,Cover is also depends on income?
How to declare if I have any illness which I don’t know?
Dr. Nice.
Sir, creators like you made it very easy for youngsters like us to take financial decisions wisely.
Thank you very much sir 😊❤️
Sir aap puri trh Hindi mei samjhaye
Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I’ve something new to introduce you to.,